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FRESH START
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Alexander D. Sanchez
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Value Based Pricing
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Free Consultation
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Mission
Proven experience on your side.
5 STAR REVIEWS
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Wage Garnishments
Judgment creditors have a right to garnish up to 25% of your net wages. Your bank accounts can also be levied by judgment creditors. Both Chapter 7 and Chapter 13 will put a stop to these collection methods.
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Collections
Junk debt buyers are subject to federal regulations. However, many of these types of creditors regularly cross the line in their zeal to collect money. Both Chapter 7 and Chapter 13 put an end to this madness.
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Foreclosures
In AZ you are entitled to one 90 day notice. Chapter 13 is generally the best option to save a home that is going into foreclosure, but Chapter 7 will also provide some temporary relief.
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Repossessions
If you have fallen behind on your vehicle payments, then lenders have a right to repo the car. Chapter 13 is generally the best means of saving a car provided the case is filed within 10 days of repossession.